l o a d i n g

Money Transfer

Send and Receive money from friends and relatives from your smartphone 24/7.

Online Bill Payment

Use your debit card to shop online where accepted and pay all bills from the comfort of your home including electric bill, water bill, phone bill, hotel booking, and taxes

Credit Card

Apply for a credit card today to build your credit history and get rewarded every time your shop.

Small Business Loan

Apply for a Small Business loan customized to specific business needs in your region

Free Debit Card

All EFCBANK accounts come with a free Debit Card and you can print banks statements for free 24/7

Mobile Deposits

Deposit money in your account from your mobile money account, using an ATM or at a local branch. You may also securely deposit checks after meeting the mobile deposit requirements.

Car Loan

All you need is a job or a business to qualify for a car loan today. Apply Now!

Home Loan

Get a 30 year home loan today to buy a house or build a custom home for your family.

Open an eligible checking account with qualifying direct deposits

Get up to GMD 5000 checking bonus on us

    Goal

    To be the preferred financial institution for individuals and businesses in all regions of Gambia in person and 24/7 online.

    Vision

    Empower people and businesses to develop Gambia's private sector and grow wealth

    Mission

    Partner with Micro, Small and Medium Enterprises in the Gambia to increase their access to specialized financial services on a permanent basis

Smart Banking

Harness the power of digital banking to build possibilities in The Gambia

Online account opening & access, free debit card, small business loan, credit card, school loan, car loan, home loan and more

Salary Advance

Get an advance on your salary with no interest for the month

Direct Deposit

Signup for a Direct Deposit of your salary into your account and get a bonus of up to GMD 5,000.00

Cash Withdrawal

Get money from your account using your Debit Card at our ATMs or at any local branch in the country

MISME Bank is making banking affordable to the Unbanked and underbanked

MISME Bank is making banking affordable to the Unbanked and underbanked

Open an Account
Multiple Location

There are many branches around the country with the same level of dedication and commitment to serve our clients and communities we live and work in.

Loan Processing Time

We process a complete loan application in a day

Strategy

Open An Account Online Now

It's easy to open an account with MISME BANK using Online Banking, Mobile Banking or In Person at a Branch

Create Account

  • 1. Open an Account
    Go to Sign Up or Open an Account and provide basic details to get started
  • 2. Verify your Account
    A six digit code is sent to your email for verification and security. Check your Inbox or Junk folder. You need this code to continue.
  • 3. Profile Photo
    Enter the six digit code to access your account and upload a selfie or photo of you today to your profile.
  • 4. Activate Your Services
    Use the KYC link in your account to upload your government issued ID to activate your services and get up to GMD 5000.00 bonus.
about
Explore our Rates on Loans and Deposits

Contact us now to get more

We offer the best rates on the market

app
Apps

Banking in the palm of your hand

Access your account 24/7 from your smartphone

Testimonials

What customers say about us

The client perspective in the Gambia depends on their experience.

765

Account Holders

1350

Total Transaction

20

Branches

6

Regions

Meet our Partners

image
image
image
image
image